University of California Retirement Plan vs NYC Teachers Retirement System (TRS)
Side-by-side pension health comparison from DOL and public plan data
University of California Retirement Plan (B) and NYC Teachers Retirement System (TRS) (B) are close on the LakeQuality rubric. Funding ratios sit at 84% and 74% respectively — within a few points of each other.
With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.
Verdict
University of California Retirement Plan has a stronger Pension Health Score of 78/100 (B) compared to NYC Teachers Retirement System (TRS) at 68/100 (B). Funding ratios differ by 9.3 percentage points (83.5% vs 74.2%). University of California Retirement Plan covers 305,000 participants.
| Metric | University of California Retirement Plan | NYC Teachers Retirement System (TRS) |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 78/100 (B)* | 68/100 (B) |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 83.5%* | 74.2% |
| Total Assets | $82.0B | $92.0B |
| Total Liabilities | $98.2B* | $124.0B |
| Unfunded Liability | $16.2B* | $32.0B |
| Participants | 305,000 | 225,000 |
| 1-Year Investment Return | 7.2%* | 5.4% |
| Plan Type | public | public |
| PBGC Risk Level | low | moderate |
| Sponsor | University of California | New York City |
University of California Retirement Plan has a stronger Pension Health Score of 78/100 (B) compared to NYC Teachers Retirement System (TRS) at 68/100 (B). Funding ratios differ by 9.3 percentage points (83.5% vs 74.2%). University of California Retirement Plan covers 305,000 participants.