Dow Chemical Company Employees Pension Plan vs General Motors Hourly-Rate Employees Pension Plan
Side-by-side pension health comparison from DOL and public plan data
Dow Chemical Company Employees Pension Plan and General Motors Hourly-Rate Employees Pension Plan are meaningfully apart on the LakeQuality pension-health rubric: Dow Chemical Company Employees Pension Plan grades A while General Motors Hourly-Rate Employees Pension Plan grades B. Funding ratios: 94% vs 77%.
Dow Chemical Company Employees Pension Plan comes out ahead on the composite rubric. For a participant in either plan, the spread is informative but not directly actionable — pension participation is not portable, so the relevant question is what each plan's funded-status trajectory means for that participant's benefit security.
Verdict
Dow Chemical Company Employees Pension Plan has a stronger Pension Health Score of 97/100 (A) compared to General Motors Hourly-Rate Employees Pension Plan at 65/100 (B). Funding ratios differ by 16.5 percentage points (93.6% vs 77.1%). Dow Chemical Company Employees Pension Plan covers 32,746 participants.
| Metric | Dow Chemical Company Employees Pension Plan | General Motors Hourly-Rate Employees Pension Plan |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 97/100 (A)* | 65/100 (B) |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 93.6%* | 77.1% |
| Total Assets | $2.3B | $739.0M |
| Total Liabilities | $2.5B | $958.8M* |
| Unfunded Liability | $158.0M* | $219.7M |
| Participants | 32,746 | 11,395 |
| 1-Year Investment Return | 7.0% | 7.2%* |
| Plan Type | corporate | corporate |
| PBGC Risk Level | low | moderate |
| Sponsor | Dow Inc. | General Motors |
Dow Chemical Company Employees Pension Plan has a stronger Pension Health Score of 97/100 (A) compared to General Motors Hourly-Rate Employees Pension Plan at 65/100 (B). Funding ratios differ by 16.5 percentage points (93.6% vs 77.1%). Dow Chemical Company Employees Pension Plan covers 32,746 participants.
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