Dow Chemical Company Employees Pension Plan vs General Motors Salaried Pension Plan
Side-by-side pension health comparison from DOL and public plan data
Dow Chemical Company Employees Pension Plan and General Motors Salaried Pension Plan are meaningfully apart on the LakeQuality pension-health rubric: Dow Chemical Company Employees Pension Plan grades A while General Motors Salaried Pension Plan grades C. Funding ratios: 94% vs 71%.
Dow Chemical Company Employees Pension Plan comes out ahead on the composite rubric. For a participant in either plan, the spread is informative but not directly actionable — pension participation is not portable, so the relevant question is what each plan's funded-status trajectory means for that participant's benefit security.
Verdict
Dow Chemical Company Employees Pension Plan has a stronger Pension Health Score of 97/100 (A) compared to General Motors Salaried Pension Plan at 51/100 (C). Funding ratios differ by 22.2 percentage points (93.6% vs 71.5%). Dow Chemical Company Employees Pension Plan covers 32,746 participants.
| Metric | Dow Chemical Company Employees Pension Plan | General Motors Salaried Pension Plan |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 97/100 (A)* | 51/100 (C) |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 93.6%* | 71.5% |
| Total Assets | $2.3B | $468.2M |
| Total Liabilities | $2.5B | $655.1M* |
| Unfunded Liability | $158.0M* | $187.0M |
| Participants | 32,746 | 3,061 |
| 1-Year Investment Return | 7.0% | 7.4%* |
| Plan Type | corporate | corporate |
| PBGC Risk Level | low | moderate |
| Sponsor | Dow Inc. | General Motors |
Dow Chemical Company Employees Pension Plan has a stronger Pension Health Score of 97/100 (A) compared to General Motors Salaried Pension Plan at 51/100 (C). Funding ratios differ by 22.2 percentage points (93.6% vs 71.5%). Dow Chemical Company Employees Pension Plan covers 32,746 participants.
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