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PensionRisk

Ford Motor Company Retirement Plan vs General Electric Pension Plan

Side-by-side pension health comparison from DOL and public plan data

Ford Motor Company Retirement Plan (A) and General Electric Pension Plan (A) are close on the LakeQuality rubric. Funding ratios sit at 105% and 91% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Ford Motor Company Retirement Plan has a stronger Pension Health Score of 100/100 (A) compared to General Electric Pension Plan at 95/100 (A). Funding ratios differ by 14.3 percentage points (105.3% vs 91.0%). Ford Motor Company Retirement Plan covers 141,948 participants.

MetricFord Motor Company Retirement PlanGeneral Electric Pension Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
100/100 (A)*95/100 (A)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
105.3%*91.0%
Total Assets$19.3B$20.2B
Total Liabilities$18.3B*$22.2B
Unfunded Liability$0*$2.0B
Participants141,948121,730
1-Year Investment Return7.5%*6.8%
Plan Typecorporatecorporate
PBGC Risk Levellowlow
SponsorFord Motor CompanyGE Aerospace (formerly General Electric)

Ford Motor Company Retirement Plan has a stronger Pension Health Score of 100/100 (A) compared to General Electric Pension Plan at 95/100 (A). Funding ratios differ by 14.3 percentage points (105.3% vs 91.0%). Ford Motor Company Retirement Plan covers 141,948 participants.

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