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PensionWatch

New Jersey Public Employees Retirement System (PERS) vs NYC Teachers Retirement System (TRS)

Side-by-side pension health comparison from DOL and public plan data

Verdict

NYC Teachers Retirement System (TRS) has a stronger Pension Health Score of 68/100 (B) compared to New Jersey Public Employees Retirement System (PERS) at 54/100 (C). Funding ratios differ by 21.9 percentage points (74.2% vs 52.3%). NYC Teachers Retirement System (TRS) covers 225,000 participants.

MetricNew Jersey Public Employees Retirement System (PERS)NYC Teachers Retirement System (TRS)
Health Score
Composite of funding ratio, trend, and PBGC risk
54/100 (C)68/100 (B)*
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
52.3%74.2%*
Total Assets$34.0B$92.0B
Total Liabilities$65.0B*$124.0B
Unfunded Liability$31.0B*$32.0B
Participants425,000225,000
1-Year Investment Return5.1%5.4%*
Plan Typepublicpublic
PBGC Risk Levelhighmoderate
SponsorState of New JerseyNew York City

NYC Teachers Retirement System (TRS) has a stronger Pension Health Score of 68/100 (B) compared to New Jersey Public Employees Retirement System (PERS) at 54/100 (C). Funding ratios differ by 21.9 percentage points (74.2% vs 52.3%). NYC Teachers Retirement System (TRS) covers 225,000 participants.

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