UPS Retirement Plan vs IBM Personal Pension Plan
Side-by-side pension health comparison from DOL and public plan data
UPS Retirement Plan (A) and IBM Personal Pension Plan (A) are close on the LakeQuality rubric. Funding ratios sit at 91% and 131% respectively — within a few points of each other.
With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.
Verdict
IBM Personal Pension Plan has a stronger Pension Health Score of 100/100 (A) compared to UPS Retirement Plan at 95/100 (A). Funding ratios differ by 40.2 percentage points (131.0% vs 90.7%). IBM Personal Pension Plan covers 140,566 participants.
| Metric | UPS Retirement Plan | IBM Personal Pension Plan |
|---|---|---|
| Health Score Composite of funding ratio, trend, and PBGC risk | 95/100 (A) | 100/100 (A)* |
| Funding Ratio Assets as % of liabilities (100%+ is fully funded) | 90.7% | 131.0%* |
| Total Assets | $9.7B | $24.4B |
| Total Liabilities | $10.7B* | $18.7B |
| Unfunded Liability | $993.0M | $0* |
| Participants | 243,932 | 140,566 |
| 1-Year Investment Return | 6.7% | 7.6%* |
| Plan Type | corporate | corporate |
| PBGC Risk Level | low | low |
| Sponsor | United Parcel Service | IBM Corporation |
IBM Personal Pension Plan has a stronger Pension Health Score of 100/100 (A) compared to UPS Retirement Plan at 95/100 (A). Funding ratios differ by 40.2 percentage points (131.0% vs 90.7%). IBM Personal Pension Plan covers 140,566 participants.
Explore More
Related Comparisons
- UPS Retirement Plan vs Delta Air Lines Pilot Pension Plan
- UPS Retirement Plan vs Georgia Teachers Retirement System (TRS)
- UPS Retirement Plan vs Georgia Employees Retirement System (ERS)
- UPS Retirement Plan vs Raytheon Company Pension Plan for Salaried Employees
- IBM Personal Pension Plan vs Pfizer Inc. Retirement Annuity Plan
- IBM Personal Pension Plan vs New York State & Local Retirement System (NYSLRS)
- IBM Personal Pension Plan vs New York State Teachers Retirement System (NYSTRS)
- IBM Personal Pension Plan vs NYC Employees Retirement System (NYCERS)