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PensionRisk

Dow Chemical Company Employees Pension Plan vs Detroit General Retirement System

Side-by-side pension health comparison from DOL and public plan data

Dow Chemical Company Employees Pension Plan and Detroit General Retirement System are meaningfully apart on the LakeQuality pension-health rubric: Dow Chemical Company Employees Pension Plan grades A while Detroit General Retirement System grades B. Funding ratios: 94% vs 72%.

Dow Chemical Company Employees Pension Plan comes out ahead on the composite rubric. For a participant in either plan, the spread is informative but not directly actionable — pension participation is not portable, so the relevant question is what each plan's funded-status trajectory means for that participant's benefit security.

Verdict

Dow Chemical Company Employees Pension Plan has a stronger Pension Health Score of 97/100 (A) compared to Detroit General Retirement System at 71/100 (B). Funding ratios differ by 21.8 percentage points (93.6% vs 71.8%). Dow Chemical Company Employees Pension Plan covers 32,746 participants.

MetricDow Chemical Company Employees Pension PlanDetroit General Retirement System
Health Score
Composite of funding ratio, trend, and PBGC risk
97/100 (A)*71/100 (B)
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
93.6%*71.8%
Total Assets$2.3B$2.0B
Total Liabilities$2.5B*$2.8B
Unfunded Liability$158.0M*$780.0M
Participants32,74620,000
1-Year Investment Return7.0%*4.9%
Plan Typecorporatepublic
PBGC Risk Levellowmoderate
SponsorDow Inc.City of Detroit

Dow Chemical Company Employees Pension Plan has a stronger Pension Health Score of 97/100 (A) compared to Detroit General Retirement System at 71/100 (B). Funding ratios differ by 21.8 percentage points (93.6% vs 71.8%). Dow Chemical Company Employees Pension Plan covers 32,746 participants.

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