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PensionRisk

UPS Retirement Plan vs Ford Motor Company Retirement Plan

Side-by-side pension health comparison from DOL and public plan data

UPS Retirement Plan (A) and Ford Motor Company Retirement Plan (A) are close on the LakeQuality rubric. Funding ratios sit at 91% and 105% respectively — within a few points of each other.

With grades this close, the comparison turns on plan-specific factors: status (active vs frozen), participant maturity, sponsor financial health, and multi-year trajectory rather than the headline composite.

Verdict

Ford Motor Company Retirement Plan has a stronger Pension Health Score of 100/100 (A) compared to UPS Retirement Plan at 95/100 (A). Funding ratios differ by 14.6 percentage points (105.3% vs 90.7%). Ford Motor Company Retirement Plan covers 141,948 participants.

MetricUPS Retirement PlanFord Motor Company Retirement Plan
Health Score
Composite of funding ratio, trend, and PBGC risk
95/100 (A)100/100 (A)*
Funding Ratio
Assets as % of liabilities (100%+ is fully funded)
90.7%105.3%*
Total Assets$9.7B$19.3B
Total Liabilities$10.7B*$18.3B
Unfunded Liability$993.0M$0*
Participants243,932141,948
1-Year Investment Return6.7%7.5%*
Plan Typecorporatecorporate
PBGC Risk Levellowlow
SponsorUnited Parcel ServiceFord Motor Company

Ford Motor Company Retirement Plan has a stronger Pension Health Score of 100/100 (A) compared to UPS Retirement Plan at 95/100 (A). Funding ratios differ by 14.6 percentage points (105.3% vs 90.7%). Ford Motor Company Retirement Plan covers 141,948 participants.

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